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| "Our personal service remains one of the hallmarks of our business." |
personal Planning
Our Comprehensive financial planning approach can address an array of personal financial issues including:
- Education and Major Goal Funding
- Insurance Planning
- Retirement Planning
- Rollover Retirement Planning
- Qualified and Non-Qualified Retirement Plans
- Estate Planning
- Asset Allocation and Management
- Charitable Planning
Educational Planning
The cost of a typical four-year college is increasing faster than inflation. A regular investment plan is an important part of meeting the financial demands of education. We can determine how much you need to save today in order to meet future, depending on the educational needs you may have for yourself and your family.
Insurance Planning
Ensure that your family is adequately prepared in the event of your death. Life is unpredictable, so whatever your age or situation an insurance plan is very important.
Retirement Planning
For most people, retirement planning is a major concern that requires a considerable financial commitment. We will evaluate where you are today and calculate how much you need to put aside to meet your retirement goals. In doing this, we will consider and work with the many tax benefits tied to retirement savings.
Rollover Retirement Planning
Many of our clients have benefited from taking control of their own retirement funding by rolling over their company sponsored 401K programs into an IRA, Annuity or another 401K program that meets their specific goals.
Estate and Succession Planning
Estate planning is the process of providing for the orderly transfer of your assets to your chosen beneficiaries. Unfortunately, none of us will live forever, the government may not always look after us and our family doesn’t always co-operate with each other. As financial professionals we can foresee the estate or succession details that need to be resolved and ensure that your specific wishes are fulfilled.
Asset Allocation and Management
Asset allocation is the process of spreading your investments among different asset classes: stocks, bonds, and short-term investments such as cash. This is one way to help protect yourself from market ups and downs. You divide your investments among the different asset classes in a way that makes sense for you based on your Time Horizon, Risk Tolerance, and Financial Situation.
Charitable Planning
Philanthropy is most rewarding for you and for those to whom you give when practiced effectively. We would welcome a discussion to explore your goals so that your charitable giving meets not only your philanthropic goals, but is integrated with your financial and personal goals as well.
We can help you:
